It’s time to re-think the employee benefits paradigm.

The opportunities created by recent advancements in the medical world and technology can benefit companies in exciting and unexpected ways.

How many benefit plans bring a smile to both the employer and their employees at the same time?

The CHAMP plan is now available in Southern California!

Both employers and employees can:

  • Reduce their costs

  • Eliminate the gaps in their coverage

  • Improve their health

The best Part? There is no need for a company to change their existing plan or broker.

Our benefits plan is an independent plan that will not replace or interfere with your primary health plan or any other benefit plan that may already be in place. We work seamlessly with HMO's, PPO's, FSA's, HSA's, or fully self-insured plans.

Start Saving Today

The savings we can guarantee from year one will prove to be an immediate value to all companies whether they currently offer health insurance or not.

We don’t focus on the immediate savings only, but strive to see additional savings year after year.

Contact us today to see if your company qualifies for the exclusive CHAMP plan!


Touchless Admin


Intuitive Enrollments


Easy to use

mobile app



I own a company with over 400 employees. I have always offered employees the chance to participate on our group policy but it’s very expensive and so most of them decline coverage. I pay a higher rate due to the lack of participation. Now I am required to make sure they all have health insurance and frankly paying the penalties seemed like the least expensive option before I discovered Insurance Happiness and the CHAMP program. These guys are sharp professional consultants who have saved money on my medical premiums and have saved my employees on their “out of pocket” medical expenses. Frankly I cant believe how much money I am saving. My employees now have life insurance , health benefits , supplements and 100% coverage for preventative care. I am paying 80% less than I thought I would be paying for my business’s most cost efficient scenario. I highly recommend adding the CHAMP program to your current benefit programs.



Custom Census Analysis

We prepare a custom Census Analysis which includes:

  1. The added benefits the employees will receive

  2. The amount of recovered profit the Employer will realize beginning in month one of the wellness program

  3. The summary of health benefits associated with the wellness program

It doesn’t cost anything to ” discover your options” . What you “don’t know” can cost you thousands .We see a huge opportunity for Employers to position themselves in such a way that they can swing the advantage back their way.

Lift The Pressure

Employers are feeling the pinch of healthcare costs and smaller margins .Important and potentially costly healthcare decisions are being made every day. Contact us , you will be glad you did!

We will increase the Employer’s profit margins AND reduce the employee’s exposure to medical expenses.